Staff Picks - August 2020

We are proud to say that our Wallet and Website redesign have been received positively. Here are a few reading (and listening) suggestions from our team.

From our Compliance Team

We are seeing an accelerated shift from cash to digital currencies. Central banks need to start moving fast to keep their primacy in handling currency. The promise of reduced fees, universal inclusion and instant clearing makes digital currency systems more attractive than ever. Read about the tech shift from cash to digital currency and its challenges.

Will Covid make countries drop cash and adopt digital currencies? | Kenneth Rogoff
Coronavirus has accelerated the shift away from banknotes – central banks must act fast to catch up

Check out Ripple’s quarterly report on the state of the XRP market, programmatic and institutional sales and relevant announcements regarding XRP, Xpring, and RippleNet. The report’s purpose is to push transparency and regular updates about the company’s activity. An in depth analysis on markets, volatility, liquidity and integrations can be found as well as a market commentary at the end.

Q2 2020 XRP Markets Report | Ripple
Ripple publishes the quarterly XRP Markets Report to voluntarily provide regular updates on the company’s views on the state of the XRP market.

From our Product Team

Services have been relying on user data for some time and they offer a return in both directions. Businesses reap the benefits from advertising and offering premium services based on data while users are able to enjoy some free services. Read this interesting take about how users are the new farmers - farmers of raw data.

The Mass Storing of Data Can Turn The Consumer into The New Farmer | Hacker Noon
Google’s cloud is an interesting example of how information flips the supply chain upside down.

Stefan Thomas, former CTO at Ripple and current CEO at Coil and David Schwartz, currently CTO at Ripple sat down for Xpring’s podcast series Block Stars to discuss the early days of Bitcoin, their time working on the XRP Ledger and other projects like Codius and Interledger Protocol (ILP).

Back to the Future: An Interview with David Schwartz and Stefan Thomas
On the latest episode of Block Stars [https://ripple.com/podcast], DavidSchwartz aka “JoelKatz [https://twitter.com/JoelKatz]”—as he’s known online—thecreator of the XRP Ledger and current CTO of Ripple [https://ripple.com/?…

As DeFi’s market grows, we took a look at what Decentralized Finance means and what promise it holds for the industry. Check out this article to learn the basics of DeFi, what it stands for and what it aims to achieve. Big promises should not be taken lightly though. Do your own research before investing!

What is DeFi (Decentralized Finance)?
Decentralized Finance (DeFi) is the merger of traditional bank services with decentralized technologies such as blockchain. DeFi can also go under the name Open Finance due to its inclusive format. Importantly, the DeFi community seeks to create alternatives to every financial service currently avai…

Our Blogs

Staff Picks - July 2020

Principles of the Internet of Value

Who is Enabling the Internet of Value

What is Decentralized Finance?